Whether you’re in a high-profile profession, do business abroad or just have more to protect, you’re at greater risk for liability claims. Ovation®’s Umbrella Liability coverage provides additional liability protection and higher limits that go beyond the coverage included in your home, auto or watercraft insurance policies.
Coverage highlights
Independent legal consultation
If you’re being sued, and we cover it, we’ll pay up to $25,000 for you to review and consult with your own lawyers, in addition to the legal defense provided by Aviva.
Public image consultation
If you’re being sued, and we cover it, we’ll pay up to $25,000 for you to secure public image consultants to repair or manage your reputation.
Worldwide coverage
Ovation®’s personal umbrella liability covers you anywhere in the world.
No deductible
In the event of a claim, you don’t have to pay a deductible.
Rental vehicle
If you rent a vehicle anywhere in the world, you’re covered for damages to the vehicle and your legal liability in the event of a covered claim.
Other coverages included
Non-profit directors and officers – wrongful acts as a director or officer of a condominium corporation or non-profit organization.
Personal injury – libel, slander and defamation of character.